Search results for " NON PERFORMING LOANS"

showing 2 items of 2 documents

Effects of financial crisis on funding and credit policies: A comparative analysis between Italian local banks

2014

THIS PAPER AIMS TO INVESTIGATE THE PERFORMANCE OF ITALIAN SMALL COOPERATIVE BANKS IN THREE REGIONAL AREAS DURING THE YEARS OF GLOBAL CRISIS

NON PERFORMING LOANSCOOPERATIVE BANKSFINANCIAL CRISISFINANCIAL CRISIS NON PERFORMING LOANS COOPERATIVE BANKS
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Local banks and credit: from crisis to the new regulatory proposals for the development of lending policies in favour of the real economy

2014

Comparing the credit cooperative banks (CCBs) and banking groups operating in Italy, descriptive analyses show that the CCBs, unlike large banks, despite the economic downturn, have continued to extend credit to customers, but at the cost of a higher incidence of bad credit. This increased credit risk of local banks has been caused by management policy choices, such as the preference to modify the conditions applicable to credit supply and to engage firms in long-term credit relationships rather than initiate credit recovery procedures. An empirical analysis shows that this risk has also been caused by a higher incidence of environmental factors such as the spread of situations of crime and…

credit system in ItalyCrime; local banks; credit system in Italy; Regional gapslocal banksCrimeLOCAL BANKS NON PERFORMING LOANS LOCAL DEVELOPMENTRegional gaps
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